Terms of use

Capital is a loan and deposit calculator for iPhone and iPad. It is free to download from the App Store. By using it you accept these terms, in addition to Apple’s standard terms for licensed applications.

The figures Capital calculates depend on what you enter and on assumptions such as a constant rate. They are not an offer, and they are not financial, tax or legal advice, nor do they replace the contract information from your bank. Always confirm the terms with your lender before deciding.

Capital is free and shows ads. You can buy, independently and with a one-time payment, Remove ads and Capital Pro. Capital Pro adds advanced loan costs with the real APR, the cost of prepaying and PDF reports, and it does not remove the ads. There are no subscriptions. Purchases are handled through Apple and can be restored from Settings.

Ads are served by third-party ad networks. We do not control their content. See the privacy policy for how data is handled.

Capital, its name, its icon and its content belong to Albea Systems. You may use the app and the reports it generates for your own purposes.

We do our best to keep the calculations correct, but the app and this site are provided as they are, without warranties of any kind. To the extent the law allows, Albea Systems is not responsible for decisions you make based on the figures.

We may update these terms and will publish the new version here. For any question, write to albeasystems@gmail.com.