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Privacy policy

Last updated: 19 October 2026

Who is responsible

Capital is an app by Albea Systems. You can write to us at albeasystems@gmail.com with any question about this policy.

Your calculations

Capital has no user accounts and does not ask you for personal data. The figures you enter (principal, rates, terms, fees) are processed on your device. We do not send them to any server of ours. App settings, such as the language or the amortization system, are stored only on the device.

Ads

The free version shows ads through Unity LevelPlay, which has ad networks such as Google AdMob, Unity Ads and Meta Audience Network compete to fill each ad. These networks may process the device advertising identifier, technical device data and data about how you interact with ads in order to show them, cap their frequency and measure their performance.

On iOS, the advertising identifier is used to personalise ads only if you allow tracking in the App Tracking Transparency prompt. If you do not, ads still appear but are not personalised with that identifier.

In the European Economic Area and the United Kingdom, a Google consent form (User Messaging Platform) asks for your permission before personalised ads are shown. You can review your choice in Settings, under Privacy options.

Remove ads removes the ads from the app.

Purchases

In-app purchases (Remove ads and Capital Pro) are handled by Apple. Albea Systems does not receive your payment details. The app only checks with Apple which purchases you own in order to unlock the matching features.

Your rights

Albea Systems does not keep personal data about Capital users. The data processed by ad networks is subject to their own privacy policies. If you want to exercise your rights of access, rectification, erasure or objection, write to us and we will tell you how to do it with each provider.

Children

Capital is not directed at children.

Changes

If this policy changes, we will publish the new version here with its date.