🏦 Your mortgage, under control

Your mortgage,
crystal clear

Calculate payments, simulate early repayments and compare scenarios in seconds. The most complete mortgage calculator for iPhone.

🍎 Download free on iOS See features →
Amortix — Mortgage Calculator
100%
Free, no ads
∞
Comparable scenarios
$0
No subscriptions ever
Features

Everything you need
to understand your mortgage

Amortix puts in your pocket the tools that used to belong only to bank advisors.

🧮

Payment Calculator

Enter the loan amount, term and interest rate and get your monthly payment instantly, with a full breakdown of principal and interest.

📊

Amortization Schedule

See month by month how much goes to principal, how much to interest and what the outstanding balance is. Exportable and easy to read.

⚡

Early Repayment

Simulate the impact of making an extra payment. See how many months you save and how much interest you stop paying.

🔀

Scenario Comparator

Compare multiple scenarios side by side — fixed vs. variable, different terms or different banks. Decide with data, not guesswork.

Inside the app

Built for clarity.
No financial jargon.

Payment calculator
Calculator
Amortization schedule
Amortization schedule
Early repayment
Early repayment
Scenario comparator
Comparator
Charts and summary
Charts & summary
Simulator

Enter your mortgage.
Discover how much you can save.

The simplest early repayment simulator. Adjust the amount, term and extra payment and see your savings in real time.

📉

Pay off debt faster

Every extra dollar of repayment reduces your outstanding principal and future interest.

⏱️

Shorten the term or lower the payment

Choose whether you'd rather pay less each month or finish your mortgage sooner.

💡

Decide with real numbers

See the total savings in dollars and interest before talking to your bank.

Amortix early repayment simulator
How it works

Three steps.
Your mortgage under control.

1

Enter your mortgage

Add the loan amount, interest rate, term and start date. No sign-up, no account needed.

2

Explore the scenarios

Browse the full amortization schedule, simulate extra payments and compare different options.

3

Make the best decision

Take the data to your bank or decide on your own with all the information at hand.

Reviews

What our users say

★★★★★
Finally an app that explains mortgages without the jargon. With Amortix I could clearly see how much I saved by making an early repayment before signing.
M
Martha G. Homeowner, California
★★★★★
I use it every time I get a letter from the bank. The amortization schedule is perfect and the comparator helped me choose between fixed and variable rates.
J
James R. First-time buyer, New York
★★★★★
Simple, fast and no annoying ads. The early repayment simulator convinced me to pay $300 extra a month. I'm saving 3 years of mortgage payments.
A
Anna P. Chicago
Pricing

Everything free.
Remove ads for $2.99.

All features are free for everyone. The only optional purchase is to remove ads — a one-time payment, forever.

Free
0 $
Full access to every feature.
  • ✓ Unlimited payment calculator
  • ✓ Full amortization schedule
  • ✓ Early repayment simulator
  • ✓ Scenario comparator
  • ✓ Charts and reports
  • ✕ With ads
One-time payment
No ads
$2.99
Pay once. No ads forever.
  • ✓ Everything in the free plan
  • ✓ No ads
  • ✓ No subscriptions or renewals
  • ✓ One-time payment for life
FAQ

Frequently asked questions

What types of mortgage does Amortix calculate? ▼
Amortix calculates fixed-rate, variable-rate and mixed mortgages using the French amortization method (equal monthly payments), which is the standard used by the majority of lenders.
Does it calculate APR? ▼
Yes. Amortix calculates both the nominal interest rate and the APR (Annual Percentage Rate), taking into account any fees and associated costs you enter.
Can I export the amortization schedule? ▼
Yes, you can export the full amortization schedule as a PDF and share it directly from the app with any application on your iPhone — email, WhatsApp, Files, and more.
Does the app store my data in the cloud? ▼
No. All your mortgage data is stored only on your device. Amortix does not require an account or an internet connection to work.
Is it available on Android? ▼
Amortix is currently available only for iPhone (iOS 16+). We are considering Android support in a future release.
Is it really completely free? ▼
Yes, 100% free. No ads, no subscriptions, no in-app purchases. All features are available from the moment you download the app, at no cost whatsoever.

Start understanding
your mortgage today

Join homeowners who already use Amortix to make better financial decisions. Free, on your iPhone.

🍎
Download on the App Store
Free · iOS 16+ · No sign-up · Remove ads for $2.99