# Currency guides for travelers

Three short guides on how exchange rates work, written so you can act on them at a market stall or a card terminal.

- [What is the mid-market rate?](https://albeasystems.github.io/divix/en/guides/mid-market-rate/): The reference rate before margins, and how to measure the markup you are offered.
- [Pay in local currency](https://albeasystems.github.io/divix/en/guides/pay-in-local-currency/): Why "pay in your own currency" often costs more, and a ten-second check.
- [Convert prices fast while you travel](https://albeasystems.github.io/divix/en/guides/convert-currency-while-traveling/): Anchors, favorites and offline rates for the moment of purchase.